CHOICERenovation® & CHOICEReno eXpress® allow you to purchase or refinance a home with a single loan and borrow against the future, after-improved value of the property instead of the present value. Both programs are incredibly flexible and can be used in a wide variety of scenarios. If a homeowner has an eye on a fixer upper and wants to turn it into a dream home, it’s likely CHOICERenovation® can help make it happen.