Decision First®
Informed Mortgage LLC's Decision First® Program completely reverses the mortgage process by pre-underwriting your loan upfront and providing a mortgage approval BEFORE you buy. A Decision First® approval identifies any challenges early on and prevents problems and delays after you sign a contract.
Decision First® Saves time by Providing:
Put the buying power in your hands BEFORE you begin your home search with Decision First®. Start the process towards homebuying with certainty and peace of mind.
Advantages of Pre-Underwriting
Unlike a simple prequalification, a Decision First® pre-approval requires a formal pre-underwriting review and delivers a loan approval in advance. A prequalification is a scratch of the surface while a Decision First® pre-approval looks under every stone and leaves no doubt about your ability to qualify for a mortgage.
A Decision First® pre-approval gets you further down the field before you sign a contract. Formal pre-underwriting provides a conditional loan approval in advance of buying or refinancing a home and allows for faster closing times.
A Decision First® pre-approval makes your offer stronger in a competitive market, prevents delays and speeds up the overall loan process. Getting the loan approval before signing a contract makes your offer more attractive to sellers and allows you to compete with cash buyers.
A Decision First® pre-approval removes and doubt about your ability to qualify for a mortgage and eliminates any last-minute surprises. Beginning the transaction with your mortgage approval securely in place makes more sense and provides peace of mind.
