Informed Mortgage LLC
Process
We’ve reimagined the lending process to encompass all four critical components that every borrower needs. We believe that being well-informed means having the right information at the right time – information that can make the difference between a decision and a guess. Our process is to educate you on every aspect of your mortgage journey, ensuring you make the most informed financial decisions possible to secure the best financing options available to you.
SERVICE
Education is Key
To be informed, you need to get educated first. It's about having access to expert guidance in a world where automation can lead you adrift. Most online lenders assume you've done your homework, but financial literacy is often overlooked in the mortgage world’s educational system for consumers. We're here to bridge that gap by offering free financial education from start to finish. Our name says it all – we want you to walk away with an Informed Mortgage LLC. We'll guide you through the entire process, from program selection to rate negotiation, and help you understand the underlying technologies that support your mortgage.
PROGRAM
Tailoring to Your Needs
RATES
It's More Than Just Numbers
Securing competitive rates is a crucial part of our process. We shop for the best rates available for each program, considering your unique financial situation and goals. It's not solely about the lowest rate; it's about understanding four key factors: your financial situation, expected time in the home, any necessary home improvements, and the current rate cycle. We'll help you decide whether buying down the rate is the right choice or if it's more cost-effective to wait for favorable market conditions.
TECHNOLOGY
The Power of Choice
Informed Mortgage LLC’s Decision First® Program completely reverses the mortgage process by pre-underwriting your loan upfront and providing a mortgage approval BEFORE you buy. A Decision First® approval identifies any challenges early in the process, prevents delays after you sign a contract and gets you to the closing table faster.
If we uncover a problem, Informed Mortgage LLC’s Almost Home® program provides a clear course of action to get approved. Our professional mortgage loan originators will lay out a step-by-step plan to overcome any challenges and provide a full suite of pro bono mortgage consulting services to help you obtain the financing you need, no matter how long it takes.
Our goal is simple:
To ensure you walk away with an Informed Mortgage LLC, so you can confidently embark on the path to homeownership.
