Chief Executive Officer

Stephen Carpitella

NMLS - 15331

215-802-4471

About

Stephen is a passionate and proven leader with just over two decades of experience in the mortgage industry. Throughout his career, Stephen and his team have helped over 15,000 families with their financing needs, lending over 4 billion in loan volume. His ability to analyze complex tax returns and financial situations creates a niche with self-employed borrowers and investors. His “educate first” mindset is priceless to first-time homebuyers and repeat buyers alike. In his own words, “With a strong professional background in finance and accounting and the mentality that a relationship is more important than a loan, I always knew I could level the playing field for the consumer in a world where there is a lack of education about managing our finances. I build these trusted life-long relationships through providing the service of financial education. Being educated leads to making informed decisions.”

Stephen is also one of the top originators in the country and has been recognized in Scotsman Guide and NAHREP as one of the top 250 originators several times throughout his career. In 2020-2021 alone, he closed just shy of 1,300 units for roughly 500 million in personal production, setting the standard and the bar very high for his fellow teammates and colleagues. Not being a lead based/advertising lender, this demonstrates the power of a word-of-mouth business model and importance of establishing trusted life-long relationships.

States Licensed:

Arizona, Colorado, Connecticut, Florida, Georgia, Illinois, Maryland, New Jersey, Pennsylvania, South Carolina, Texas

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Reviews

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Informed Mortgage LLC’s Decision First® Program completely reverses the mortgage process by pre-underwriting your loan upfront and providing a mortgage approval BEFORE you buy. A Decision First® approval identifies any challenges early in the process, prevents delays after you sign a contract and gets you to the closing table faster.

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If we uncover a problem, Informed Mortgage LLC's Almost Home® program provides a clear course of action to get approved. Our professional mortgage loan originators will lay out a step-by-step plan to overcome any challenges and provide a full suite of pro bono mortgage consulting services to help you obtain the financing you need, no matter how long it takes.

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