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Prequalification vs. Preapproval: Maximizing Time Efficiency in Homebuying

For Real Estate Agents March 15, 2024

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Prequalification vs. Preapproval: Maximizing Time Efficiency in Homebuying

Sell Smarter, Not Harder: Creating Motivation with Seller-Funded Buydowns

Maximizing Efficiency: A Real Estate Agent’s Guide to Smarter Sales

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Not all applicants will qualify. Licensed by the NJ Department of Banking & Insurance. Georgia Residential Mortgage License #2523172. Regulated by the CO Division of Real Estate – AZ Banker License #1048697. Licensed by the Pennsylvania Department of Banking. CT Mortgage Lender License #ML-2523172. DE Lender License #04058. FL Mortgage Lender License #MLD2490. IL Residential Mortgage License #MB.6850063. MD Mortgage Lender License #2523172. MA Mortgage Broker License #MB2523172. Residential Mortgage Originator License MN-MO-2523172. NC Mortgage Lender License #L-222416. NV Mortgage Company License #5847. Licensed by South Carolina Department of Consumer Affairs. Licensed by Texas Department of Savings & Mortgage Lending. Licensed by the California Department of Financial Protection and Innovation CA Financing Law License #60DBO-186303. For more Licensing Information Click Here

James R. Thompson Center, IDFPR-Residential Mortgage Banking, 100 W. Randolph, 9th Floor, Chicago, Illinois, 60601, Tel: (844) 768-1713

Informed Mortgage LLC Supports Equal Housing Opportunity. Company NMLS ID #2523172 | Informed Mortgage LLC is licensed by California #60DBO-186303. All information is deemed reliable but not guaranteed. Neither mortgage company or website company shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Programs, rates, terms and conditions are subject to change without notice. This is not an offer to extend credit or a loan commitment and must be underwritten by lender.

Informed Mortgage is a Mortgage Broker and not authorized to lend. All loans are arranged through third party lenders. Programs, rates, terms and conditions are subject to change without notice. This is not an offer to extend credit or a loan commitment and must be underwritten by lender.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV

FAX # (678) 621-1645

Prequalification vs. Preapproval: Maximizing Time Efficiency in Homebuying

Sell Smarter, Not Harder: Creating Motivation with Seller-Funded Buydowns

Maximizing Efficiency: A Real Estate Agent’s Guide to Smarter Sales

Understanding Renovation Financing: A Comprehensive Guide for Homebuyers

FHA Loans: Understanding the Impact of Mortgage Insurance on Interest Rates

Understanding Fannie Mae Loan Level Price Adjustments (LLPAs)

Understanding DSCR Loans: A Guide for Interested Borrowers

Understanding Lender Credits vs. Seller Credits in Mortgage Transactions

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